More approvals

We back your potential and passion

Manageable costs

Low weekly rental payments

Upgrade or purchase

At any time

Hospitality experts

We're here to help

End of contract options

Return, continue renting, ownership

Start your hospitality equipment journey here

Finding the right piece of equipment for your hospitality business can be tough. That's why we're here to help! Our team of hospitality industry experts is here to help you find that perfect piece of equipment that's right for your business. 

Fill in your details and one of our team members will be in touch with you to discuss your equipment needs.

We've got the solution for you.

Equipment finance products

We've been Australia's only dedicated hospitality equipment financier for 35 years. Our industry-leading rental product puts you in control of your commercial kitchen equipment, saving your working capital for the things you need it for the most, like running and growing your business.

Flexible options, in case you're not quite sure


A unique 12-month rental plan with the option to return, upgrade or purchase the equipment.

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Unsure of what equipment will suit your business?

Equipment buyer's guides

Our informative buyer's guide will help you decide on the best commercial coffee machine for your business.

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Benefits of SilverChef

High approval rate

We back your potential and passion. Even if you're just starting out with your first hospitality business, we look for ways to say "yes".

Quick and easy process

As a business owner, we know you've got bigger things to worry about. That's why we've perfected a lightning-fast, stress-free application process.

Unrivalled flexibility

Upgrade, return or purchase equipment on your terms through Rent-Try-Buy, or set-and-forget and enjoy low monthly payments with Lease-to-Keep.

Hospitality experts

We're the only dedicated equipment financier for hospitality. We understand your challenges and opportunities, and we're here to help.

Customer satisfaction

4.5 stars based on 300+ Google reviews don't lie. Our willingness to go the extra mile has our customers coming back time and again.

Save your working capital

By financing your equipment, you can keep your cash reserves to focus on the things that matter, like running and growing your business.

What is the difference between leasing and renting equipment?

Commercial kitchen equipment lease and rental FAQ

What is the difference between leasing and renting equipment?

Typically, the difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product – Rent-Try-Buy, and a finance lease product – Lease-to-Keep®. They are different in several important ways. 

With Rent-Try-Buy, you rent your commercial kitchen equipment and make weekly rental payments for a 12 month term, while retaining the option to purchase your equipment or upgrade it during the term. At the end of the 12 month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you sign up for a 48 month term, you make monthly lease payments, and at the end of the term you own the commercial kitchen equipment (providing the last payment has been made and customer is not in breach of the agreement).

What are the benefits of financing equipment instead of paying cash?

Finance is a smart way to run and grow your business. The benefits of financincing your equipment over paying by cash include:

  • No major outlay up front, enabling you to preserve working capital
  • Flexibility to try before you buy (if renting through Rent-Try-Buy)
  • Flexibility to upgrade equipment (if renting through Rent-Try-Buy)
  • Rental payments may be tax deductible and treated as off-balance sheet
  • You can still benefit from the instant asset write off with Rent-Try-Buy. See how here.
  • Ability to be more agile with your equipment offering, and swap equipment more regularly to explore new revenue streams
  • Rent-to-own plans (such as Rent-Try-Buy) can be a very affordable way to try equipment, whilst working towards ownership. Were you to purchase your equipment immediately proceeding your 12 month Rent-Try-Buy plan, your net ownership cost would be just 9.24%

Are there any tax benefits to leasing kitchen equipment?

Yes, there can be tax benefits to leasing commercial kitchen equipment rather than buying outright. When you lease restaurant equipment you may be eligible for tax deductions, and you may also be able to claim GST credits. It’s important to seek advice from a professional tax advisor before making any decisions based on this information.

What if I change my mind during the lease term? Can I return the equipment?

Lease-to-Keep is a lease to own option for restaurant equipment. Because you are working towards ownership you don’t have the option to return the kitchen equipment – you simply make your payments for the 48 month term, and at the end of the term, the equipment is yours. If you are looking for the flexibility to be able to return or upgrade your commercial kitchen equipment, our Rent-Try-Buy product may be a better choice for you - it offers flexible options during and at the end of the term.

Does SilverChef repair or replace the equipment if it breaks down?

No, if the equipment breaks while you’re leasing it, you will need to contact the manufacturer to arrange for repair or replacement. It’s important to keep any paperwork, including warranty documents, that come with your leased kitchen equipment. You are also responsible for arranging servicing and maintenance of your leased equipment in line with the manufacturer’s guidelines.

Are there any upfront costs for Lease-to-Keep?

Yes, the first payment consists of an application and documentation fee and your first monthly lease payment. Your first payment will need to clear into SilverChef’s account before your equipment will be ordered.