Fast food and takeaway equipment

The takeaway sector has seen huge disruption in recent years. More people want gourmet food without leaving the house; and the boom in third party delivery services has brought more competition. Our flexible fast food equipment finance can help you adapt to industry volatility, successfully growing your takeaway business. Get started with quality fast food kitchen equipment that won’t tie up your precious capital.

Flexible finance solutions for takeaways
so you can choose what suits your venue best.


Rent-Try-Buy is a 12-month rental agreement, allowing you to try quality fast food equipment before committing to buying it. Enjoy unrivalled flexibility when it comes to owning and managing your fast food kitchen equipment.

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Perfect when you know what you want, with Lease-to-Keep you get the fast food kitchen equipment you need now, with low monthly payments spread over four years. At the end of the term, the fast food kitchen equipment is all yours. Simple.

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Is your takeaway a franchise?

SilverChef has financing options designed specifically for franchises so you can limit your upfront costs while setting up your takeaway equipment. The ultimate flexibility for your franchise takeaway.

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case studies

Twelve Boar takes Aussie takeaway to smoky new places

We'll back your potential

'I bought my first Subway store eighteen years ago in 2001. Since then I have built my second store in Oxley from scratch and sold the original one. In our business, the toaster oven is one of the most critical pieces of equipment. If you buy one outright it can set you back $10,000.

'SilverChef enables you get the equipment you want without the upfront outlay. I actually started using SilverChef all the way back in 2005 and have always been impressed. I am growing the business by replacing equipment and doing promotions; then I hope to sell in the not too distant future and retire.'

- Neil McAuliffee, Subway Oxley

"Find out what our customers are saying"

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There’s no obligation to finance with SilverChef as a result of completing an application. We also won’t run any credit checks without your permission.

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Fast food equipment - frequently asked questions

What equipment do I need to start a fast food restaurant?

Starting a fast food restaurant is an exciting prospect and no small feat. Get started on the right foot and create a reputation for the most delicious takeaway food. This is only achievable with quality fast food restaurant equipment to make quality consistent and workflow fast. 

SilverChef provides good quality, stringently tested, second hand takeaway equipment to get you started without massive upfront costs. Some crucial fast food kitchen equipment includes commercial freezers and fridges; dishwashers; kebab machines; pizza fridges; sushi makers and beverage dispensers to name a few. 

How to finance a fast food restaurant

So, you’ve decided to take the plunge and open your fast food restaurant. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating and wages.

SilverChef can help alleviate the financial strain by taking the cost of fast food equipment off the initial capital outlay. If you're looking for flexibility, and you're not 100% sure of the correct size and model of the takeaway equipment you're choosing, you could opt for our Rent-Try-Buy product, which allows you to try the fast food equipment in your business before you decide whether to buy, upgrade or return.

If you know what you want, you're financing more than $10,000 of fast food restaurant equipment, and you've been in business for more than 12 months, you could choose our Lease-to-Keep option. With Lease-to-Keep you choose your takeaway equipment, make monthly payments over a four-year term, and own your equipment at the end.

What are the benefits of renting equipment?

Renting fast food equipment can be a good alternative to buying outright. Firstly, there are a lot of costs involved in setting up and running a fast food restaurant, so choosing to rent fast food kitchen equipment can leave you more money for running your business.

Secondly, there may be tax benefits to renting fast food equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical equipment rental products. You can decide to upgrade your fast food kitchen equipment in the first 12 months if you need something bigger and better. You can also decide to purchase it and get a 75% net rental rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your fast food equipment, work towards ownership, or return. Please note that if you decide to purchase your fast food equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product, Rent-Try-Buy; and a finance lease product, Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your new or used bakery equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your bakery equipment or upgrade it during the term.

At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership of your commercial bakery equipment with our Easy Own® product.

To choose Lease-to-Keep, you must have been trading for a minimum 12 months, and be financing a minimum of $10,000 in bakery equipment. You sign up for a 48-month term, make monthly lease payments, and at the end of the term you own the bakery equipment (providing the last payment has been made and you are not in breach of the agreement).

Can I return my equipment before the end of the 12-month contract?

If you've chosen Rent-Try-Buy, it’s a good idea to be sure that you’re happy to rent your chosen takeaway equipment for the full term of the initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your rented takeaway equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the fast food equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the takeaway equipment. If the fast food equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.